Mulitple Offers. Escrow was 1 day from closing, then lender discovered FEMA rezoned beach to flood zone & HOA does not have correct Fannie May Flood Insurance. Must be cash or portfolio lender. See supplement for description. Sold as is. Exceptional ocean front penthouse unit. Sweeping ocean views and beautiful sunsets can be viewed from the living area, master bedroom and private balcony of this top-floor ocean-front condo. Above the beach on the third floor, you can fall asleep watching moonlight