Michelle Bowman used a major industry forum to argue that Basel capital rules have helped to drive mortgage lending and servicing away from banks — and that it’s time to reconsider that approach.
Like it or not, for consumers in today’s market for a newly built home – especially younger, more price- and interest-rate sensitive ones – a home builder is a homebuilder is a homebuilder. Product, price, and location may reveal nuanced differences, and offer a finite toolbox of motivators – i.e. incentives. Other than those nuances, […]
“We have seen enormous innovation across residential and commercial real estate over the last decade, and it has been exciting to be part of many of those success stories. But there is one area of the built environment that still feels materially underbuilt. Land. …. … In many ways, land feels like the last frontier […]
The real estate market is experiencing a once-in-a-generation disruption, driven by forces that are fundamentally reshaping the role of agents and brokers. Semi-private deal networks, a growing class of small investors, legal and regulatory shifts and intensifying competition among online portals are creating an unfamiliar landscape
Why the next mortgage boom won’t lift all lenders equally. Execution, communication, and borrower trust — not rates — will decide who wins the next cycle.
Most buyers are conditioned to believe: wait for interest rates to fall and homes will finally be affordable again.\nIt sounds logical; that lower rates should mean lower monthly payments and that is affordability, right?