Mortgage rates started the year slightly above 7{1ea928ec16772ad21c2efbb7209e082e0f77cd1bf9a24a0ce6a593eccf5cbca5} but are heading into the holiday season near 6.2{1ea928ec16772ad21c2efbb7209e082e0f77cd1bf9a24a0ce6a593eccf5cbca5}. 2026 forecasts show little change ahead.
MBA’s December forecast projects economic growth of 1.6{1ea928ec16772ad21c2efbb7209e082e0f77cd1bf9a24a0ce6a593eccf5cbca5} in 2025 and puts the chance of a recession over the next 12 months at 35{1ea928ec16772ad21c2efbb7209e082e0f77cd1bf9a24a0ce6a593eccf5cbca5}.
Real estate technology company reAlpha Tech Corp. has closed a deal to acquire lender InstaMortgage Inc. for $8.5 million in a cash-and-stock transaction.
A credit report shows a score and a list of tradelines. It does not show what to do next. When qualification hinges on small swings in a score, borrowers need coaching that translates data into actions. That is where modern loan officers add the most value: not by interpreting a score in isolation, but by guiding borrowers through the steps that can change it.